Professional liability
IV Therapy and Hydration
Coverage for IV lounges, wellness clinics and mobile drip providers, including the injectables and aesthetics services that usually sit on the same menu. One policy, one medical director, no add-ons.
Eligible operations
A sample. Every account is individually underwritten.
- IV hydration and vitamin infusions
- Intramuscular vitamin injections
- IV lounges and wellness clinics
- Mobile, in-home and event drips through Juno Mobile
- Peptide therapy by non-IV routes
- Medical weight loss programs
- Neurotoxins, fillers and aesthetics on the same policy
How the program fits
Routed automatically by services, setting and revenue.
Underwriting considerations
What underwriting looks at, so you can prepare the file.
- 01Services and setting. What is administered, where, and the share of work done mobile.
- 02Provider licensure. Who administers, and their license and scope in the state.
- 03Medical director arrangement. Who provides oversight. Their coverage is included.
- 04Peptides. Whether they are offered. IV peptides are not covered; product must come from an FDA-registered manufacturer, 503A pharmacy or 503B facility.
- 05Revenue and claims history. Sets the tier and whether the account is custom rated.
Risk tools for the insured
Guardrails that keep claims off the table.
- State-by-state guides on supervision, delegation and scope
- Plain peptide sourcing and route rules
- Practice Planner, built from the application
Claims
Defended by Wilson Elser.
A national defense firm with medical malpractice experience handles Juno claims, so your client has a seasoned defense team behind them.
IV therapy FAQ
Is a 100% mobile IV business eligible?
Yes. Juno Mobile is written for providers who work entirely in homes, offices and events.
Can injectables go on the same policy?
Yes. Neurotoxins, fillers and other aesthetics services are written alongside IV on one policy.
Are peptides given by IV covered?
No. Peptides are covered by subcutaneous, intramuscular, oral, nasal and topical routes only.
Does the medical director need separate coverage?
No. Medical director coverage is included on every Juno program.
What about Kansas and Wisconsin?
The program is not available there. Submit anyway and Juno Concierge will look for a market.
Can the client pay monthly?
Yes. Premium financing is offered at checkout, with no credit check.