Legal

Electronic Records and Signatures

Your legal consent to receive documents, notices, and sign agreements electronically with Juno.

Last updated November 5, 2026

This Electronic Records and Signatures Consent ("Consent") applies to all communications, agreements, disclosures, and notices provided electronically by Cyber Solstice Rising Inc. ("Juno," "we," "us") through junoinsure.com or affiliated digital platforms.

1. Scope of Consent & Statutory Recognition

By checking an electronic acknowledgment box, clicking "Submit," "Accept," or applying your electronic signature, you give affirmative consent to receive all covered communications electronically and to conduct transactions with us electronically.

Your electronic signature carries the identical legal force, validity, and enforceability as an original handwritten ink signature under:

  • The federal Electronic Signatures in Global and National Commerce Act (E-SIGN), 15 U.S.C. § 7001 et seq.; and
  • The Uniform Electronic Transactions Act (UETA) as codified under the laws of the State of Michigan (MCL 450.831 et seq.) and equivalent state statutes in your jurisdiction.

2. Covered Communications and Records

This Consent applies to:

  • Broker/producer appointment questionnaires, background declarations, and partner applications.
  • Master Producer Agreements, Wholesale Broker Agreements, and addenda.
  • Supplemental insurance applications, warranty statements, and appetite certifications.
  • Transactional disclosures, quote summaries, notices, and policy transaction documents, where electronic delivery is permitted under applicable Michigan insurance laws and departmental regulations.

Statutory Notice Carve-Out: Certain state insurance regulations require formal notices (such as mandatory notices of cancellation, non-renewal, or material coverage reduction) to be delivered via physical certified mail. Nothing in this Consent diminishes our obligation to provide physical notice where required by state statutory insurance codes.

3. Hardware and Software Technical Requirements

To access, view, and retain electronic records delivered by Juno, you verify that you have:

  • A working computer, tablet, or smartphone with active internet access.
  • A modern, secure web browser (e.g., current versions of Google Chrome, Mozilla Firefox, Apple Safari, or Microsoft Edge) with 256-bit encryption enabled.
  • A valid, monitored corporate email address.
  • Software capable of viewing, rendering, saving, and printing Portable Document Format (PDF) files (such as Adobe Acrobat Reader or standard built-in browser PDF viewers).
  • Adequate local disk storage or printing capability to retain records.

Demonstration of Access: By consenting, you acknowledge that your system meets these technical specifications and that you can open, read, and save PDF and HTML documents in the formats utilized by Juno.

4. Right to Paper Copies Without Charge

You are entitled to receive a paper copy of any document or agreement executed electronically through Juno at no financial charge. To request a paper copy, email hello@junoinsure.com or call (877) 647-8380 with your full name, business name, document title, and physical mailing address. Requesting a paper copy does not constitute a withdrawal of your electronic consent.

5. Withdrawing Your Consent

You may withdraw your consent to receive electronic records and notices at any time by sending written notice to hello@junoinsure.com.

  • Effective Timing: Your withdrawal will take effect within ten (10) business days following our receipt and verification of your written request.
  • Legal Impact: Withdrawing consent does not affect the legal validity, binding nature, or enforceability of any agreement, application, or disclosure executed prior to the effective date of withdrawal. Withdrawing consent may result in transaction processing delays or termination of access to automated portal platforms.

6. Obligation to Maintain Current Contact Information

You are legally obligated to maintain an active, accurate, and secure email address on file with Juno. If your corporate email address changes, you must notify us immediately at hello@junoinsure.com. We are not liable for undelivered records resulting from an outdated or non-functioning email address provided by you.

7. Inquiries & Contact

For assistance regarding electronic documentation or consent procedures:
Cyber Solstice Rising Inc. / Juno
Email: hello@junoinsure.com
Toll-Free: (877) 647-8380