Professional liability
Peptides and Longevity
Coverage for practices offering peptide therapy, with a plain rule your client can follow instead of a product list that changes every month.
The peptide rule
No "all peptides covered" promises. Just the rule.
- Covered by subcutaneous, intramuscular, oral, nasal and topical routes.
- IV administration of peptides is not covered.
- Product must come from an FDA-registered manufacturer, a 503A compounding pharmacy or a 503B outsourcing facility.
- The application asks whether peptides are offered. It does not track a product list.
Eligible operations
A sample. Every account is individually underwritten.
- Peptide therapy within longevity and wellness practices
- Peptides offered alongside aesthetics or weight loss
- Functional and integrative medicine practices offering peptides
- IV hydration and vitamin infusions on the same policy
Underwriting considerations
What underwriting looks at, so you can prepare the file.
- 01Whether peptides are offered. A yes or no on the application, not a product list.
- 02Route of administration. Non-IV routes only.
- 03Sourcing. FDA-registered manufacturer, 503A pharmacy or 503B facility. Verifying regulatory status stays with the practice.
- 04Provider licensure and oversight. Who prescribes and administers, and the medical director arrangement.
Peptides FAQ
Do I need to send the practice's peptide list?
No. Underwriting asks only whether peptides are offered. The route and sourcing rules apply to every product.
Are IV peptides covered?
No. IV administration of peptides is the one route the program does not cover.
Are compounded peptides acceptable?
Yes, when sourced from a 503A compounding pharmacy or a 503B outsourcing facility.
Can I tell my client "all peptides are covered"?
No. Share the rule above instead. It is what the policy follows.