Professional liability
Medical Spas and Aesthetics
Coverage for medspas, injectors and aesthetic practices, with IV, peptides, weight loss and wellness services written on the same policy. One policy, one medical director, no add-ons.
Eligible operations
A sample. Every account is individually underwritten.
- Neurotoxins and dermal fillers
- Microneedling and chemical peels
- Facials, body treatments and skin care services
- Electrolysis and waxing
- IV hydration and vitamin injections on the same policy
- Peptide therapy by non-IV routes
- Medical weight loss programs with provider oversight
How the program fits
Routed automatically by services, setting and revenue.
Underwriting considerations
What underwriting looks at, so you can prepare the file.
- 01Service menu. Every service offered, including anything above core aesthetics.
- 02Provider licensure. Who injects or performs each service, and their scope in the state.
- 03Medical director arrangement. Who provides oversight. Their coverage is included.
- 04Revenue and claims history. Sets the tier and whether the account is custom rated.
Medspa FAQ
Can injectables, IV and weight loss go on one policy?
Yes. Core aesthetics, IV, non-IV peptides, weight loss and wellness are written together.
Does the medical director need separate coverage?
No. Medical director coverage is included on every Juno program.
What if the practice adds thread lifts?
The account routes to Juno Specialty, which opens level 4 services through underwriter review.
Can the client pay monthly?
Yes. Premium financing is offered at checkout, with no credit check.