Programs

One Lloyd's program, built in tiers.

Every Juno program is claims-made professional liability on A-rated Lloyd's of London paper, written on a surplus lines basis in every state except Kansas and Wisconsin. Services, setting and revenue route each account to the right program automatically.

Core program

Three limit tiers on one form, plus custom.

Most medspa, IV, peptide, weight loss and wellness practices place on a core tier and quote instantly when eligible.

Core tier · $250K / $500KJuno StarterFor new and single-provider practices, and practices meeting a lease or credentialing minimum.Fact sheet Core tier · $500K / $1MJuno AdvancedFor growing practices with several providers and a wider service menu.Fact sheet Core tier · $1M / $3MJuno EliteThe highest core limits, for practices whose hospitals, landlords or medical directors ask for more.Fact sheet Custom · underwriter reviewJuno ExclusiveThe same form, custom quoted for practices above the program's revenue threshold.Fact sheet

Specialty programs

Programs for what the core form does not reach.

Underwriter reviewJuno SpecialtyOpens level 4 services such as thread lifts for qualified providers, alongside core aesthetics.Thread lifts and level 4 Instant digital quoteJuno MobileWritten for providers who are 100% mobile: IV, injectables and wellness in homes, offices and events.Mobile providers Underwriter reviewJuno AnesthesiaFor individual CRNAs, anesthesia groups and staffing agencies. $1M / $3M standard, with options up to $3M / $5M by underwriter referral.CRNA and anesthesia

Outside the program

A client still gets a market.

Placement deskJuno ConciergeA placement desk for risks outside the program, including level 5 services and practices in Kansas or Wisconsin. Marketed with other A-rated carriers on the same platform, with your non-solicit protection intact.Fact sheet

In developmentExpanded medical programUrgent care, primary care and higher-level procedures combined with aesthetics. In development.

On every program

What every Juno policy includes.

Medical director coverageIncluded on every program. Never sold as an add-on.

Claims-made formProfessional liability on a claims-made basis, written surplus lines.

Defense by paperDefense inside or outside the limit depending on paper, shown on every quote.

Wilson Elser on claimsA national defense firm with medical malpractice experience.

Program matrix

Claims-made professional liability, written on a surplus lines (non-admitted) basis. Lloyd's of London, rated A. Medical director included throughout. All states except Kansas and Wisconsin.

Program	Fits	Limits	Coverage highlights	Appetite
Juno Starter	New and single-provider practices	$250K / $500K	Medical director included. Instant digital quote.	Open
Juno Advanced	Growing, multi-provider practices	$500K / $1M	Multiple providers on one policy. Instant digital quote.	Open
Juno Elite	Practices needing hospital or landlord limits	$1M / $3M	Highest core limits for credentialing and leases. Instant digital quote.	Open
Juno Mobile	100% mobile providers	Core tiers	Written for in-home and event work. Instant digital quote.	Open
Juno Exclusive	Practices above the revenue threshold	Custom	Custom terms for larger practices. Answered within 24 to 48 business hours.	Underwriter review
Juno Specialty	Level 4 services such as thread lifts	Core tiers	Opens level 4 services. Answered within 24 to 48 business hours.	Underwriter review
Anesthesia	Individual CRNAs, anesthesia groups and staffing agencies	$1M / $3M primary standard; higher limit options up to $3M / $5M	Dedicated anesthesia program. Answered within 24 to 48 business hours.	Underwriter review
Juno Concierge	Risks outside the program	By market	Marketed by our placement desk	Placement desk

Limits shown are per claim / aggregate. Higher limit options, including $3M / $5M on the anesthesia program, are available by underwriter referral only. All limits are subject to underwriting approval and to state-specific statutory and regulatory requirements. Juno programs are not available in Kansas or Wisconsin.

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